100% mortgages

If you have no deposit you will need a 100% mortgage

Commercial mortgages normally require a 25% deposit however if you use other property as security some lenders will still consider 100% loan against the purchase price

First time buyers normally require a minimum deposit of 10% however if you use your parents home as security some lenders will consider 100% loan against the purchase price

The credit crunch has removed one property 100% mortgages from the market and they are unlikely to be available for the foreseeable future.